A payments team in a platform.
Paymetrix is an AI agent — built and tuned by payments operators — that empowers your business leaders to engage with your payments data like never before. Whether you are working to optimize transaction routing to lift authorizations and cut cost, or need to audit processor fees to catch billing errors, Paymetrix delivers the expertise of an entire payments team without hiring one.
You know your business. Paymetrix knows your payments data.
Your payments operations, on autopilot
Watch how Paymetrix connects to your processors and surfaces insights in minutes — no integration work required.
Connectors
Works with your stack
Connect 50+ PSPs, gateways, and processors. No re-platforming required.
Product
What your AI Payments Team does
Built for Vertical SaaS platforms, global merchants, and PSPs, Paymetrix augments your business leaders or existing payments team to ensure all your payments needs are met — handled continuously, across every processor, at the speed of your data.
Payment Optimization
Configures routing, retry logic, and acquirer selection to increase authorization rates and reduce the cost of every approved transaction.
- Intelligent routing tuned to issuer, region, and card type.
- Retry strategies that learn from decline patterns across your processor stack.
- Least-cost acquirer selection that balances approval rates against processing fees.
Fee Intelligence
Audits every processor fee to the penny — catching setup errors, billing mistakes, and rate mismatches that routinely go unnoticed in payment relationships.
- Line-item fee validation against your contracted rates.
- Flags interchange downgrades and miscategorized transactions.
- Surfaces billing discrepancies before they compound.
Not just AI on data — AI trained by people who have lived the problem.
Any model can read your transaction data. Paymetrix is tuned by payments operators who have negotiated processor contracts, diagnosed interchange downgrades, and optimized billion dollar payments portfolios. The AI knows what to look for because the people who built it have seen it before.
Adaptive optimization
Learns from issuer responses, retry outcomes, and routing paths to elevate approval rates automatically.
Signal-rich monitoring
Surfaces anomaly signals across all aspects of your payments landscape and payments fees.
Continuous optimization
Balance authorization success with least cost routing at your pace and on your timeline. Pulse AI is always listening and ready to provide insights.
Onboarding is as easy as 1, 2, 3…4, 5
From your first processor connection to your first question for Pulse — tap any step to watch what setup looks like inside Paymetrix.
Connect Providers. Link Stripe, Adyen, and 50+ processors in a few clicks — no engineering work required.
Operator-grade expertise from day one
Hiring a payments team takes months and costs six figures before anyone touches your data. Paymetrix delivers the same depth of expertise immediately — no headcount, no consulting retainers, no ramp time.
Speed
Faster time-to-impact than recruiting and ramping a payments hire.
Continuous
Continuous — reviews routing configs, audits fees, and monitors KPIs daily.
Cost
Fixed platform cost vs. expanding headcount costs or consulting fees.
Control
You stay in control — work with the agent the way you would work with your payments lead.
Measured impact
- Up to 15%
- more approvals
- 0.5–1.2%
- lower processing cost
- 99.9%+
- data matching accuracy
Results are representative and depend on volume, regions, card mix, and configuration.
What our customers say
Hear from the teams already using Paymetrix to unlock revenue and cut costs.
“We bought Paymetrix to optimize transactions by geography — which is working great — but the hidden gem was fee management. Stripe was charging us the wrong fees, and we never would have thought to audit them. The product paid for itself for the entire year with one conversation.”
“Selling in 37 countries and 13 currencies made building our routing logic a real challenge. Thanks to Paymetrix, we now have an entire playbook for updating our routing. We've already seen a 6% lift in authorizations across the portfolio and are optimistic we'll reach 10% with just a few more weeks of updates.”
“Managing six PSP platforms, we could only rely on Excel to glue together our transaction reporting. The data was 20 days in arrears and could only be interpreted by one colleague. With Paymetrix, I speak directly to a database with all my transactions for holistic views and real-time analysis. This product is a must-have if you source payments from multiple providers.”
See what your payments data reveals.
Connect your processors. Ask your first question. Discover what you have been missing.