Capture more revenue from every transaction.
Vertical SaaS platforms, global merchants, and PSPs get unified transparency across all payment providers with AI-powered Orchestration, Payment Optimization, Intelligent Fee Management, and Complete Reconciliation. Stop fighting with fragmented data, and start getting the information you need.
Integrates with your stack
50+ PSPs, gateways, and processors—no re-platforming required.
Three pillars of payments intelligence
Everything you need to optimize, analyze, and reconcile payments across your entire stack.
Payment Optimization
Increase approvals with intelligent routing and retry strategies that adapt to issuer response, region, and payment context.
- Ensuring more transactions are successfully authorized by optimizing routing, retry logic, and acquirer relationships.
- Minimizing payment processing fees through least-cost routing, interchange optimization, and intelligent acquirer selection.
- Improve global coverage with multiple currencies, local payment methods, and regional acquirers.
- Use tools like tokenization, PCI compliance, and fraud prevention systems to protect data and reduce risk.
- Streamline checkout flows, reducing friction, and intelligently managing payment retries to improve user satisfaction and loyalty.
Fee Intelligence
Understanding cost of transactions being approved with your processors so you negotiate better terms and route traffic to achieve lowest cost.
- Negotiate Interchange-Plus Pricing: Request transparent interchange-plus pricing instead of bundled rates so you pay true card network costs plus a fixed, negotiable markup.
- Optimize Transaction Data: Provide enhanced data on B2B transactions (tax amount, invoice number, etc.) to qualify for lower interchange rates, especially for corporate or purchasing cards.
- Encourage Lower-Cost Payment Methods: Incentivize ACH, debit, or wallet-based payments over high-cost credit cards to reduce average fees.
- Reduce Chargebacks and Fraud: Implement robust fraud prevention tools; use accurate statement descriptor; lower risk profile may offer better pricing.
- Consolidate Volume or Renegotiate Contracts: Leverage total transaction volume (or multiple businesses) to negotiate volume-based discounts. Review your contract annually for better terms.
Complete Reconciliation
Automate matching from transaction activity to fees and payouts—complete, auditable, and finance-friendly.
- Match activity → fees → processor payouts → platform payouts.
- Daily and monthly reconciliation with discrepancy alerts.
- Line-item drill-downs across PSPs and currencies.
- Exportable reports for finance and audit readiness.
- Accuracy guardrails and exception queues for review.
Underpinned by AI Insights
Models and signals that learn from issuer responses, regions, fees, and outcomes—powering optimization, cost control, and reconciliation.
Adaptive orchestration
Learns from issuer responses, retry outcomes, and routing paths to elevate approval rates automatically.
Signal-rich monitoring
Surfaces anomaly signals across regions, methods, and PSPs so teams can course-correct in minutes.
Continuous optimization
Feeds fee, dispute, and reconciliation data back into models for compounding cost and margin gains.
Operate without building a payments team
PayMetrix combines automation with hands-on expertise so Vertical SaaS platforms, global merchants, and PSPs can run payment optimization without expanding headcount.
Experienced industry operators guide routing, retries, and risk balancing.
Faster time-to-impact than recruiting and ramping a new team.
Variable platform + services model vs. fixed internal headcount.
Continuous improvements: configuration reviews, contract checks, and KPI monitoring.
Measured impact
- more approvals
- Up to 15%
- lower processing cost
- 0.5–1.2%
- data matching accuracy
- 99.9%+
Results are representative and depend on volume, regions, card mix, and configuration.
Ready to optimize your payments?
Let's quantify your ROI and ship improvements.