A payments expert with every transaction at its fingertips.
Paymetrix is an AI agent — built and tuned by payments operators — that empowers business leaders to engage with payments data like never before. Whether you are working to optimize transaction routing to lift authorizations and/or cut cost, or need to audit processor fees to catch billing errors, Paymetrix delivers the expertise of an entire payments team without hiring one.
You know your business. Paymetrix knows your payments data.
Integrations
Works with your stack
Connect 50+ PSPs, gateways, and processors. No re-platforming required.
Product
What your AI Payments Team does
We augment your business leaders or existing payments team to ensure all your payments needs are met — handled continuously, across every processor, at the speed of your data.
Transaction Optimization
Configures routing, retry logic, and acquirer selection to increase authorization rates and reduce the cost of every approved transaction.
- Intelligent routing tuned to issuer, region, and card type.
- Retry strategies that learn from decline patterns across your processor stack.
- Least-cost acquirer selection that balances approval rates against processing fees.
Fee Auditing
Audits every processor fee to the penny — catching setup errors, billing mistakes, and rate mismatches that routinely go unnoticed in payment relationships.
- Line-item fee validation against your contracted rates.
- Flags interchange downgrades and miscategorized transactions.
- Surfaces billing discrepancies before they compound.
Deposit Reconciliation
Matches bank deposits against transaction ledgers across every processor and currency — complete, auditable, and finance-ready.
- Automated matching: transactions → fees → payouts → deposits.
- Daily and monthly reconciliation with discrepancy alerts.
- Export-ready reports for finance and audit.
Not just AI on data — AI trained by people who have lived the problem.
Any model can read your transaction data. Paymetrix is tuned by payments operators who have negotiated processor contracts, diagnosed interchange downgrades, and reconciled seven-figure payout discrepancies. The AI knows what to look for because the people who built it have seen it before.
Adaptive orchestration
Learns from issuer responses, retry outcomes, and routing paths to elevate approval rates automatically.
Signal-rich monitoring
Surfaces anomaly signals across all aspects of your payments landscape in real-time.
Continuous optimization
Balance authorization success with least cost routing at your pace and on your timeline. Paymetrix Pulse is always listening and ready to provide insights.
Operator-grade expertise from day one
Hiring a payments team takes months and costs six figures before anyone touches your data. Paymetrix delivers the same depth of expertise immediately — no headcount, no consulting retainers, no ramp time.
Faster time-to-impact than recruiting and ramping a payments hire.
Continuous — reviews routing configs, audits fees, and monitors KPIs daily.
Fixed platform cost vs. expanding headcount costs or consulting fees.
You stay in control — work with the agent the way you would work with your payments lead.
Measured impact
- more approvals
- Up to 15%
- lower processing cost
- 0.5–1.2%
- data matching accuracy
- 99.9%+
Results are representative and depend on volume, regions, card mix, and configuration.
See what your payments data reveals.
Connect your processors. Ask your first question. Discover what you have been missing.